Personal injury is defined as physical, mental, or property damage caused by the negligence of another party. This type of injury may allow you to file a personal injury lawsuit against the at-fault party to recover compensation for the negative financial consequences of your actions. Personal injuries include all types of injuries to a person's body, emotions, or reputation, as opposed to injuries to property rights. Personal injury is a legal term for an injury to the body, mind, or emotions, as opposed to an injury to property.
In common law jurisdictions, the term is most commonly used to refer to a type of tort claim in which the person filing the claim (the plaintiff in English law or the plaintiff in US jurisdictions) has suffered harm to their body or mind. Personal injury lawsuits are filed against the person or entity that caused the harm through negligence, gross negligence, reckless conduct, or intentional misconduct and, in some cases, on the basis of strict liability. Different jurisdictions describe damages (or the things for which the injured person can be compensated) in different ways, but damages typically include the injured person's medical bills, pain and suffering, and the decreased quality of life of the injured person.
Personal injury lawcan apply to any injury that a person or entity causes to another person, as long as that injury was caused by intentional, negligent, or reckless behavior, or by an action covered by strict liability.
Another obstacle was that if an injury was serious enough to kill the victim, common law followed the maxim actio personalis moritur cum persona. Under common law, the victim of a personal injury and others with a direct interest in the outcome of an action (for example, in the United States, personal injury in the sense of bodily harm to others) are generally covered by liability insurance. Serious injuries (such as limb amputations or brain damage) that cause severe physical pain and suffering receive the highest injury compensation. Some jurisdictions offer no-fault compensation systems for personal injury cases, or types of personal injury cases, whereby an injured person can recover compensation from an insurance fund or program regardless of who is at fault for the person's injury.
Despite the general distinction between bodily injury and personal injury in insurance contracts, car insurance, known as personal injury protection (PIP), does cover medical expenses for bodily injury. Personal injury law, also known as tort law, is designed to protect you if you or your property is injured or harmed due to the action or lack of action of another person. In addition to compensation for injuries, the injured person can receive compensation for the lifelong effect of the injuries. In the United Kingdom, the 1996 Damages and Injuries Act gives the Lord Chancellor the possibility of setting a discount rate that courts must take into account when awarding compensation for future financial losses in personal injury cases, reflecting the expectation that the payment of lump-sum compensation will attract investment interest.
Personal Injury, Medical Malpractice, Product Liability Claims. Generally, a complaint in a personal injury case identifies the parties to the lawsuit, specifies what the defendant did wrong, alleges that the violation caused the plaintiff's injury, and specifies what type of compensation the plaintiff seeks. For example, in the United States, most injuries that occur while the injured person is working for an employer are compensated by a no-fault workers' compensation system.